ChoiceFunded Search

Tennessee EFS: Education Freedom Scholarships

The Tennessee EFS is a scholarship. $7,530 per student for 2026-27.

Income limitsApply for Tennessee EFSTuition calculator

Award
$7,530 per student for 2026-27
Read
Who qualifies
Any Tennessee resident entitled to attend public school in kindergarten to 12th grade who is a U.S. citizen or lawfully present.
Read
School list
253 schools on the EFS list, dated August 24, 2026
Checked
Next date
Projected third funding (20% of the award): January 15, 2027.
Read · all deadlines
EFS dates
  1. 2026-27 renewal applications opened (passed) source
  2. 2026-27 new student applications opened (passed) source
  3. 2026-27 window closed (the December 2025 FAQ had said January 30) (passed) source
  4. Projected second funding (20% of the award) (passed) source
  5. Projected third funding (20% of the award) source

Each date read on the official page linked beside it (tn.gov), checked .

How EFS works

Checked against the program's own pages on

What you get$7,530 per student for 2026-27
Who qualifiesAny Tennessee resident entitled to attend public school in kindergarten to 12th grade who is a U.S. citizen or lawfully present. When applications exceed seats, awards go in this order: current recipients; households at or below the free or reduced-price lunch limit, or on SNAP or TANF, or eligible for the state’s ESA or IEA; households at or below 300% of that lunch limit; current public school students and kindergarten entrants; then everyone else.
How full it is35,000 scholarships for 2026-27 after a 15,000-seat expansion in May 2026. More than 56,000 students applied. There is a waitlist.
When to applyFor 2026-27, renewals opened December 9, 2025 and new applications opened January 13, 2026. The window closed February 6, 2026 at 4 p.m. Central, the department’s applications page and its February 20, 2026 announcement say; its 2026-27 FAQ, dated December 22, 2025 and not updated since, still gives January 30, 2026. Dates for 2027-28 are not posted yet.
How the money movesMoney is released into the student’s account in the state’s online portal in four parts a year: 50% in August, 20% in October, 20% in January and 10% in March. The portal pays the school, and other approved purchases go through its Marketplace. Nothing is paid to the parent.
What it coversTuition and fees first; remaining funds may go to approved education expenses. A vendor marketplace is due to open October 19, 2026.
Federal tax credit, 2027Tennessee is on the IRS list of states that opted in to the federal scholarship tax credit (as of September 14, 2026), so scholarship organizations here can take federally credited gifts from January 2027.

Worth knowing: A constitutional challenge to the program is pending in Davidson County Chancery Court.

We read this on from: Tennessee Department of Education, Education Freedom Scholarships; TDOE, May 7, 2026, program expansion; TDOE, 2026-27 EFS FAQs (eligibility, priority order, opening dates); TDOE, EFS applications (2026-27 window closed February 6, 2026); TDOE, February 20, 2026, eligibility decisions (window closed Friday, February 6); TDOE, 2026-27 EFS family handbook (quarterly allocations). Rules change when the legislature meets, so check the official program site before you count on a number.

EFS income limits for 2026-27

Yearly household income limit by household size, Tennessee
Household sizeEducation Freedom Scholarship, Priority 2
100% of the federal free or reduced-price lunch income limit (2024 Form 1040, line 9)
Education Freedom Scholarship, Priority 3
300% of the federal free or reduced-price lunch income limit (2024 Form 1040, line 9)
Tennessee Education Savings Account (ESA) Program, students zoned to Memphis-Shelby County, Metro Nashville or Hamilton County schools
Twice the federal free lunch income guidelines (2025 Form 1040, line 9)
2$37,814$113,442$54,990
3$47,767$143,301$69,290
4$57,720$173,160$83,590
5$67,673$203,019$97,890
6$77,626$232,878$112,190
7$87,579$262,737$126,490
8not publishednot published$140,790

Education Freedom Scholarship, Priority 2. There is no income limit to apply; income at or under these amounts (or SNAP, TANF, IEA or ESA eligibility) places a new applicant in Priority 2, right after current recipients. Source.

Education Freedom Scholarship, Priority 3. Income at or under these amounts places a new applicant in Priority 3; families above them can still apply and are considered in Priority 4 or 5. Source.

Tennessee Education Savings Account (ESA) Program, students zoned to Memphis-Shelby County, Metro Nashville or Hamilton County schools. The separate ESA program is income-tested: household income must not exceed these amounts, plus $14,300 for each member beyond 8. Source.

Who goes first. If applications exceed available scholarships, TDOE awards them in this order: current EFS recipients; students at or under 100% of the free or reduced-price lunch limit or eligible for SNAP, TANF, the IEA or the ESA; students at or under 300% of that limit; students now in a Tennessee public school or eligible for public kindergarten; then all other eligible students. Within each group, completed applications are taken in the order received.

Apply for the Tennessee EFS: how it works

  1. Create an account in the EFS online portal (app.efs.tnedu.gov) with an active email address before the window opens; a paper application can be requested by emailing EFS.Questions@tn.gov.
  2. During the application window, submit a separate application for each child, with student information, proof of U.S. citizenship or lawful presence, two proofs of Tennessee residency, and the assurances and FERPA release.
  3. Answer the optional priority questions and upload proof (Form 1040, SNAP or TANF letter, IEP or IEA approval, or ESA documents) when you first submit, because priority information cannot be added later.
  4. Watch your email for the review result; an incomplete application gets one chance to resubmit corrected documents by 4 p.m. CT on the fifth business day after the notice.
  5. If you are conditionally approved, select an EFS-registered school in the portal and ask the school to confirm enrollment there before the deadline (June 30, 2026 for the 2026-27 year).
  6. Once the school confirms enrollment, funds are released into the student's portal account each quarter and go to tuition and fees first; other approved expenses are bought through the portal Marketplace.
  7. Renew every year through the shorter renewal application in the portal.

What to have ready

  • Two proofs of Tennessee residency from the approved list, showing the name and address on the application
  • One proof of the student's U.S. citizenship, or two proofs of lawful presence
  • Optional for priority: 2024 Form 1040 showing line 9 and the student as a dependent
  • Optional for priority: SNAP or TANF benefits documentation dated within the last 365 days
  • Optional for priority: front page of the student's current IEP or a 2025-26 IEA approval
  • Optional for priority: 2025-26 ESA approval, or the ESA Eligibility Worksheet with a 2024 Form 1040

Go to the official application

Steps and limits read on from: TDOE, Education Freedom Scholarship Program; TDOE, EFS Applications; TDOE, EFS 2026-27 New Student Application Checklist; TDOE, 2026-27 Education Freedom Scholarship FAQs; TDOE, 2026-27 EFS Family Handbook; TDOE, School Choice Programs Comparison 2026-27; TDOE, May 7, 2026, program expansion; TDOE, ESA Applications page. Limits change each year with the federal poverty guidelines, so confirm on the official site before you apply.

Which schools take it

List dated August 24, 2026, checked November 4, 2026

Schools marked here appear on the Tennessee Department of Education’s list of 290 schools registered for Education Freedom Scholarships in 2026-27, updated August 24, 2026. The state lists schools by county, so we match by name inside the county.

The award covers the full listed price at 5 of 52 schools with a verified 2026-27 price.

Prices from each school’s own website, read in October 2026: the lowest listed grade band, fees not included. Award from Tennessee Department of Education, Education Freedom Scholarships, read October 9, 2026.

How far a scholarship goes, state by state.

The share of private schools on each state's list, Tennessee included.

253 schools on the EFS list, by town Browse private schools in Tennessee The state’s own list

Related programs

Run your own numbers

What would you pay?

We filled in the standard EFS amount. Change it if your award letter says something different. An award can never be more than the school actually charges. This is arithmetic, not a quote.

Published tuition at schools on the EFS list

Prices read on the schools' own websites, October 1, 2026 to October 11, 2026

We verified published tuition at 60 of the 253 schools on the list: prices run from $6,200 to $53,100 a year, and the middle price is $13,830, using each school’s lowest published rate. Compare that with the award above to see what a family might still owe.

SchoolTownPublished tuitionYear
Chattanooga Christian SchoolChattanooga$13,650 to $18,3502026-27
Lipscomb AcademyNashville$20,978 to $24,4182026-27
Silverdale Baptist AcademyChattanooga$13,280 to $16,610not stated
Baylor SchoolChattanooga$34,8752026-27
Christian Academy of KnoxvilleKnoxville$15,530 to $18,295not stated
Webb School of KnoxvilleKnoxville$25,240 to $28,190not stated
Boyd-Buchanan SchoolChattanooga$12,910 to $16,0602026-27
Columbia AcademyColumbia$10,470 to $11,9102026-27
Grace Christian AcademyKnoxville$8,800 to $12,7152026-27
Collegedale AcademyCollegedale$11,000 to $17,3002026-27
Goodpasture Christian SchoolMadison$15,840 to $16,8002026-27
Father Ryan High SchoolNashville$28,7502026-27
Grace Christian AcademyFranklin$15,250 to $18,6002026-27
Concord Christian SchoolKnoxville$9,890 to $11,9072026-27
St. George's Independent SchoolCollierville$19,500 to $26,7002026-27
Donelson Christian AcademyNashville$12,900 to $15,8502026-27
St. Mary's Episcopal SchoolMemphis$21,500 to $28,8002026-27
Pope John Paul II Preparatory SchoolHendersonville$15,600 to $21,0002026-27
Christian Brothers High SchoolMemphis$18,9002026-27
Hutchison SchoolMemphis$25,330 to $28,9802026-27
Lakeway Christian Academy-Lakeway Christian SchoolWhite Pine$8,680 to $9,7952026-27
Memphis University SchoolMemphis$26,8002026-27
Trinity Christian AcademyJackson$10,809 to $13,7172026-27
Harding Academy of MemphisMemphis$16,595 to $19,9952026-27
Mt Juliet Christian AcademyMount Juliet$13,250 to $14,0652026-27
Clarksville AcademyClarksville$15,313 to $16,4072026-27
Girls Preparatory SchoolChattanooga$35,350 to $36,4402026-27
Sacred Heart Cathedral SchoolKnoxville$14,0002026-27
Pleasant View SchoolMemphis$8,400 to $9,2502026-27
Cornerstone Christian Academy - LCSMorristown$7,9702025-26

Showing the 30 largest by enrollment of 60. Each figure was read on that school’s own website and is linked on its page. These are the schools we have verified so far, mostly larger ones, so treat them as a guide, not an average. Private school tuition across Tennessee, school by school.

Put the next EFS window in your calendar

Most programs open once a year, and several ran out of money or seats in 2026. Pick your state's program to add its next dated window to your own calendar, with the official link, or subscribe to every program's dates.

No new EFS application dates are posted yet. How EFS works.

Every program's dates in one calendar that updates when we confirm new dates: subscribe in Google Calendar · subscribe in Apple Calendar or Outlook · all deadlines

Free. Nothing to sign up for: the calendar file is made in your browser and nothing is sent to us. Dates can change, so confirm on the official site.

Questions parents ask

Answers with a source line are short summaries of the program document named under them. Follow the link for the full wording.

How much does EFS pay in Tennessee?

$7,530 per student for 2026-27.

Who is eligible?

Any Tennessee resident entitled to attend public school in kindergarten to 12th grade who is a U.S. citizen or lawfully present. When applications exceed seats, awards go in this order: current recipients; households at or below the free or reduced-price lunch limit, or on SNAP or TANF, or eligible for the state’s ESA or IEA; households at or below 300% of that lunch limit; current public school students and kindergarten entrants; then everyone else.

Does it cover the full cost of private school?

Not always. The award is a set amount and every school sets its own price. Ask each school for tuition plus fees, then subtract the award. The calculator on this page does the sum for you.

How do I know a school accepts EFS?

Schools marked here appear on the Tennessee Department of Education’s list of 290 schools registered for Education Freedom Scholarships in 2026-27, updated August 24, 2026. The state lists schools by county, so we match by name inside the county.

When do I apply?

For 2026-27, renewals opened December 9, 2025 and new applications opened January 13, 2026. The window closed February 6, 2026 at 4 p.m. Central, the department’s applications page and its February 20, 2026 announcement say; its 2026-27 FAQ, dated December 22, 2025 and not updated since, still gives January 30, 2026. Dates for 2027-28 are not posted yet.

How do I apply for the Tennessee EFS?

Create an account in the EFS online portal (app.efs.tnedu.gov) with an active email address before the window opens; a paper application can be requested by emailing EFS.Questions@tn.gov. The 7 steps are listed under “Apply for the Tennessee EFS” on this page, with the documents to have ready.

Can my child use the scholarship at a private school they already attend?

Yes. A student already in a non-public school can apply, but must be enrolled in an EFS-registered Category I, II or III school in Tennessee to receive funds.

Do I have to reapply every year?

Yes. Families reapply for each student every year; current recipients complete a shorter renewal application in the portal and are considered first.

Can homeschooled students apply?

A homeschooled student can apply, but the money can only be used after the student enrolls in an EFS-registered Category I, II or III non-public school. Category IV and V schools and independent home schools are not permitted.

Does it cover pre-K?

No. The program is for students entering kindergarten through grade 12, and a kindergartner must be 5 years old by September 30 of the school year.

Is the scholarship taxable?

No. TDOE says EFS funds are not taxable income under the Education Freedom Act and no 1099 is issued.

What happens to money we do not spend?

Unused funds stay in the account from one school year to the next. They return to the State Treasurer if the account closes, for example when the student graduates, enrolls in a public school or leaves Tennessee.

Who qualifies?

A Tennessee resident who could attend public school in kindergarten to grade 12 that year, is a U.S. citizen or lawfully present, and has finished fewer than 13 years of school. The money can only be used at an EFS-registered Category I, II or III non-public school in Tennessee.

Source: Tennessee Department of Education, 2026-27 Education Freedom Scholarship FAQs, undated page, read October 7, 2026.

How much is the scholarship?

$7,530 for 2026-27. It matches the base amount per student in the state's TISA school funding formula, so it will likely change each year, and every scholarship depends on the money the legislature provides.

Source: Tennessee Department of Education, 2026-27 Education Freedom Scholarship FAQs, undated page, read October 7, 2026.

Can we still apply?

Not for 2026-27: the window closed February 6, 2026. The state has not posted 2027-28 dates; the EFS Family Newsletter carries updates.

Source: Tennessee Department of Education, EFS Applications, undated page, read October 7, 2026.

Who gets a scholarship when there are more applicants than seats?

Current recipients first, then lower-income students (at or under the free or reduced-price lunch limit, or eligible for the ESA or IEA), then students at or under 300% of that limit, then current public school students and kindergarten entrants, then everyone else. Within each group it is first come, first served, and siblings get no preference.

Source: Tennessee Department of Education, 2026-27 Education Freedom Scholarship FAQs, undated page, read October 7, 2026.

What can the money pay for?

Tuition and fees at the registered school come first. Anything left can go to textbooks, uniforms, approved summer and after-school academic programs, tutoring by a licensed teacher or accredited agency, bus or other commercial transport to school, exam fees, therapies and one approved device a year. It cannot pay for internet service.

Source: Tennessee Department of Education, 2026-27 Education Freedom Scholarship FAQs, undated page, read October 7, 2026.

How and when is the money paid?

Into the student's account in the state portal, never to the parent, in four parts: 50% on August 15, 20% on October 15, 20% on January 15 and 10% on March 15. The portal pays the school; other purchases go through its Marketplace.

Source: Tennessee Department of Education, 2026-27 Education Freedom Scholarship FAQs, undated page, read October 7, 2026.

What if my child leaves the school during the year?

The scholarship is prorated by the days enrolled, and the school must refund any prepaid tuition beyond that amount. Money left when a student leaves the program, including at graduation, is forfeited.

Source: Tennessee Department of Education, 2026-27 Education Freedom Scholarship FAQs, undated page, read October 7, 2026.

What if my application is incomplete?

You get one chance to resubmit corrected residency or citizenship documents, by 4 p.m. Central on the fifth business day after the notice. Priority information cannot be added later, so include it the first time.

Source: Tennessee Department of Education, 2026-27 Education Freedom Scholarship FAQs, undated page, read October 7, 2026.

School choice programs in every state: 33 of the 50 states and DC have a program that pays toward private school, compared side by side.

Tennessee schools Add to calendar